Vehicle Insurance

Vehicle Insurance

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MOTOR VEHICLE INSURANCE

Motor vehicle insurance protects the risk of any loss the owner or operator of a car that may incur through damage to property or persons as the result of an accident. Having car insurance is essential because it covers your expenses in the event of vehicle damage or injuries to other drivers, passengers or pedestrians. All motorists must be insured against their liability to other people.

 

Types of Car insurance:

Comprehensive Car Insurance: This covers damage to your car and to other persons car or property:

  • Cover for accidental damage to your car if you are at fault
  • Cover for accidental damage to other people’s property (including vehicles) which is partly or fully your fault
  • Damage to your car if you are not at fault in an accident and the other vehicle is uninsured

 

Third Party Property Damage:

  • Cover for accidental damage to other people’s property (including vehicles) which is partly or fully your fault
  • Approved legal costs arising out of a claim for liability covered by your policy
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Any further questions on Vehicle Insurance? Contact us here.